What happens to my medical bills after a car crash?

The party who pays your medical bills after a car accident will depend on the laws of your state and the circumstances of the accident. In general, the following parties may be responsible for paying your medical bills:

  • The other driver’s insurance company. If the other driver was at fault for the accident, their insurance company would be responsible for paying your medical bills, however these bills would remain outstanding until the case is resolved.
  • Your own insurance company. If you have medical payments coverage (med pay) on your car insurance policy, your insurance company may be responsible for paying your medical bills, even if you were at fault for the accident.
  • Your health insurance company. If you have health insurance, your health insurance company may be responsible for paying some or all of your medical bills, regardless of who was at fault for the accident.
  • You. If no one else is responsible for paying your medical bills, you may be responsible for paying them yourself.

It is important to note that the laws of your state may affect who is responsible for paying your medical bills. For example, some states have “no-fault” laws, which mean that your own insurance company will be responsible for paying your medical bills regardless of who was at fault for the accident.

If you have been injured in a car accident, it is important to speak with an attorney to discuss your legal options. An attorney can help you determine who is responsible for paying your medical bills and can help you file a claim for compensation.

Here are some additional things to keep in mind about who pays medical bills after a car accident:

  • You may be able to recover your medical expenses from the other driver’s insurance company even if you have health insurance.
  • If you are uninsured, you may be able to file a claim with the uninsured motorist (UM) coverage on your own insurance policy.
  • The amount of compensation you can recover for your medical bills will depend on the severity of your injuries and the laws of your state.